What you can do in Guinea-Bissau
One Monerails account, one integration: here are the services open in Guinea-Bissau.
Collections
Accept Orange Money through the API, on your website or in your app. The customer approves on their phone and the net amount lands on your XOF balance.
Payouts
Pay suppliers, staff and customers by Orange Money, one by one or in bulk, with a status for every payout.
Settlements
Move your XOF balance to your business mobile money account whenever you want, priced like a payout.
Payment links
Create a link in seconds and share it by WhatsApp, SMS, email or QR code: your customer pays in Guinea-Bissau with their wallet, no website needed.
Virtual USD cards
Visa and Mastercard dollar cards for your team, your customers living in Guinea-Bissau and your AI agents, accepted online worldwide.
API and webhooks
A REST API, a free test mode, idempotent requests and signed webhooks. Country code: GW, currency: XOF.
Supported operators in Guinea-Bissau
Your customers pay from
You pay out to
Indicative list. The current list, with how each operator approves payments, is returned by the API:
GET /v1/operators?currency=XOF&country=GWMobile money in Guinea-Bissau
Guinea-Bissau is the only Portuguese-speaking WAEMU country and uses the XOF franc. Send "country": "GW" with your requests, otherwise XOF means Senegal. Public Orange Money prices there are shown below.
Use cases in Guinea-Bissau
Cashew trade
Pay farmers and buyers during the cashew season, straight to Orange Money.
Sub-regional business
Collect in Guinea-Bissau and Senegal with the same API and one XOF balance.
Projects and NGOs
Send allowances and per diems to field teams, with an export for your reports.
How it works
Open your account
Create your account in minutes and get your test keys: test mode is free, with test numbers for every country we cover.
Integrate, or go no-code
Call POST /v1/collections with "currency": "XOF", "country": "GW" from your server, or create a payment link from the dashboard, with no development.
Go live
Once your business is verified, your live keys collect and pay out in Guinea-Bissau. Every operation is confirmed by a signed webhook.
Pricing in Guinea-Bissau
Mobile money
| Operator | Collection | Payout |
|---|---|---|
| Orange Money | 4% | 3% |
Public prices, the same in test mode and live mode. Every fee is shown before you confirm.
See the price listVirtual USD cards
Frequently asked questions
Which mobile money operators are available in Guinea-Bissau?
Orange Money, for collections and payouts alike. The current list, with how each operator approves payments (PIN or one-time code), is returned by GET /v1/operators?currency=XOF&country=GW.
Which country code and amount format should I use?
The country code is GW. XOF is shared by several countries: always send "country": "GW", otherwise it means Senegal. XOF amounts are whole units, with no decimals: "amount": 5000 means 5,000 XOF.
How much do collections and payouts cost in Guinea-Bissau?
Public prices per operator, as a percentage of the amount: Orange Money: 4% per collection, 3% per payout. No subscription or setup fee, and every fee is shown before you confirm.
Can I issue virtual cards to people living in Guinea-Bissau?
Yes. Virtual Visa and Mastercard dollar cards are issued to cardholders living in the countries we cover, Guinea-Bissau included. A card costs $1, funding it is free, and it works online wherever Visa or Mastercard is accepted.
In the same currency zone (UEMOA, XOF)
Documentation: docs.monerails.com/coverage · Collections guide
Ready to get started in Guinea-Bissau?
Open an account in minutes. Test mode is free, with no subscription.