What you can do in Guinea
One Monerails account, one integration: here are the services open in Guinea.
Collections
Accept MTN MoMo and Orange Money through the API, on your website or in your app. The customer approves on their phone and the net amount lands on your GNF balance.
Payouts
Pay suppliers, staff and customers by MTN MoMo and Orange Money, one by one or in bulk, with a status for every payout.
Settlements
Move your GNF balance to your business mobile money account whenever you want, priced like a payout.
Payment links
Create a link in seconds and share it by WhatsApp, SMS, email or QR code: your customer pays in Guinea with their wallet, no website needed.
Virtual USD cards
Visa and Mastercard dollar cards for your team, your customers living in Guinea and your AI agents, accepted online worldwide.
API and webhooks
A REST API, a free test mode, idempotent requests and signed webhooks. Country code: GN, currency: GNF.
Supported operators in Guinea
Your customers pay from
You pay out to
Indicative list. The current list, with how each operator approves payments, is returned by the API:
GET /v1/operators?currency=GNFMobile money in Guinea
Guinea has its own currency, the Guinean franc (GNF), with no decimals. The country is the default for GNF, so the country field is optional. For some operators, the customer generates a one-time code by USSD before typing it in: plan for that field in your checkout.
Use cases in Guinea
Online retail
Get orders paid with Orange Money or MTN MoMo and confirm delivery as soon as the webhook arrives.
Mining and contractors
Pay crews and contractors in Upper Guinea or the Forest Region straight to their wallet.
Diaspora and services
Collect payments for services delivered in Conakry and follow them in Guinean francs on a dedicated balance.
How it works
Open your account
Create your account in minutes and get your test keys: test mode is free, with test numbers for every country we cover.
Integrate, or go no-code
Call POST /v1/collections with "currency": "GNF" from your server, or create a payment link from the dashboard, with no development.
Go live
Once your business is verified, your live keys collect and pay out in Guinea. Every operation is confirmed by a signed webhook.
Pricing in Guinea
Mobile money
| Operator | Collection | Payout |
|---|---|---|
| MTN MoMo | 4% | 2.5% |
| Orange Money | 4% | 3% |
Public prices, the same in test mode and live mode. Every fee is shown before you confirm.
See the price listVirtual USD cards
Frequently asked questions
Which mobile money operators are available in Guinea?
MTN MoMo and Orange Money, for collections and payouts alike. The current list, with how each operator approves payments (PIN or one-time code), is returned by GET /v1/operators?currency=GNF&country=GN.
Which country code and amount format should I use?
The country code is GN, the default for GNF, so the country field is optional. GNF amounts are whole units, with no decimals: "amount": 5000 means 5,000 GNF.
How much do collections and payouts cost in Guinea?
Public prices per operator, as a percentage of the amount: MTN MoMo: 4% per collection, 2.5% per payout; Orange Money: 4% per collection, 3% per payout. No subscription or setup fee, and every fee is shown before you confirm.
Can I issue virtual cards to people living in Guinea?
Yes. Virtual Visa and Mastercard dollar cards are issued to cardholders living in the countries we cover, Guinea included. A card costs $1, funding it is free, and it works online wherever Visa or Mastercard is accepted.
Neighbouring countries we cover
Documentation: docs.monerails.com/coverage · Collections guide
Ready to get started in Guinea?
Open an account in minutes. Test mode is free, with no subscription.