Pay recipients where they are
Your recipients get paid to their mobile money or bank account in these 7 countries, wherever you send from. More will follow.
CameroonXAF
Côte d’IvoireXOF
SenegalXOF
DR CongoCDF
KenyaKES
BeninXOF
NigeriaNGNMoney that moves with your business
Pay suppliers
Settle an invoice in Abidjan, Dakar or Nairobi without going through a bank.
Pay remote teams
Sales reps, contractors and freelancers paid to their mobile money, in their country.
Pay out to merchants
Platforms and marketplaces: pay each seller in their own currency.
Refunds and claims
Customer refunds and claims sent straight to the recipient.
Build with the API
Quote, transfer and status in three calls, with webhooks, from your own app.
Send in bulk
Hundreds of transfers from one file, checked line by line.
Where are you sending from?
Top up your balance in one of these countries, then pay out to every destination country. Senegal, DR Congo and Kenya receive; sending from them will follow.
Three steps, one balance
Top up your balance
Fund your remittance balance in local currency, by mobile money or bank transfer.
Send
From the dashboard or by API, pick the country and the recipient. Rate, fees and the amount received show before you confirm.
Track
Real-time status in the dashboard, by webhook and in your statements. If a transfer fails, the funds go back to your balance.
Every transfer checked and traceable
Price confirmed before you send
Rate, fees and amount received are shown and held while you review.
Protected funds
The amount is reserved when you send and returned to your balance if a transfer fails.
Screened before it leaves
Every transfer is screened against sanctions lists before it goes out.
Roles and approvals
Decide who can top up, send or approve, with a full audit trail.
An API built for transfers
The same keys, test mode and webhooks as the rest of Monerails.
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Frequently asked questions
How do I get access to remittance?
Access is on request. From your dashboard, in Remittance, describe your use case, your sending and destination countries and your estimated volume. Our team reviews every request and switches the service on for your business.
Which countries can I send to?
At launch, you can send from Cameroon, Côte d’Ivoire, Benin and Nigeria to Cameroon, Côte d’Ivoire, Benin, Nigeria, Senegal, DR Congo and Kenya. More countries will follow.
How much does a transfer cost?
Fees and rate show before every transfer, with the exact amount the recipient gets. No subscription, no setup fees.
Who can use remittance?
Businesses with a Monerails account. In live mode, it is reserved for businesses whose file has been verified.