{{ t.eyebrow }}

{{ t.h1a }} {{ t.h1b }}

{{ t.lede }}

{{ t.heroNote }}

{{ t.codeTitle }}
{{ k.t }}
collection.succeeded {{ t.codeOk }}
{{ t.whyEyebrow }}

{{ t.whyH }}

{{ w.t }}

{{ w.d }}
{{ t.howEyebrow }}

{{ t.howH }}

{{ t.howLink }}
  1. {{ s.n }}

    {{ s.t }}

    {{ s.d }}

    2.
{{ t.resEyebrow }}

{{ t.resH }}

{{ r.t }}

{{ r.d }}

{{ r.cta }}

{{ t.ctaH }}

{{ t.ctaP }}

{{ t.cta1 }} {{ t.ctaTalk }}
Developers

Build on Monerails.

Accept mobile money, send payouts and issue virtual cards, including cards for your AI agents, directly from your own software. One integration for 22 African countries.

Test mode is free. Go live once your business is verified.

Mobile money collection
curl https://api.monerails.com/v1/collections \
-H "Authorization: Bearer $MONERAIL_KEY" \
--json '{
"amount": 25000, "currency": "XAF",
"operator": "MTN",
"phone": "237670000412",
"customer": { "name": "Awa Ndiaye" }
}'
collection.succeeded Payment received
Why Monerails

Why teams build on Monerails

One integration, 22 countries

Collections, payouts and cards across Central, West and East Africa, in local currency, through the same API.

A free test mode

Build and try every flow with test keys as soon as you open your account. No real money moves.

Reliable by design

Signed webhooks notify your systems the moment a payment completes, and idempotency keys make sure a retried request never runs twice.

Secure from day one

HTTPS only. API keys are verified by their hash, stored encrypted, shown again only after your authentication code, and revocable at any time from your dashboard.

How it works

From first test to live payments

Read the quickstart
  1. 01

    Create your test keys

    Open your account and generate test keys from your dashboard in a few minutes.

  2. 02

    Integrate in test mode

    Connect collections, payouts or cards and check every scenario before any real money moves.

  3. 03

    Go live

    Once your business verification is approved, switch to live keys. Same endpoints, same code.

Resources

Everything your team needs

Documentation

Guides for collections, payouts, settlements and cards.

Open the docs

API reference

Every endpoint and object, with ready-to-copy examples.

Browse the reference

System status

The availability of the API, the dashboard and every Monerails service.

View status

Support

Our team answers your technical and business questions.

Contact us

Start building today

Open an account, get your test keys and make your first call in minutes.