Monerails is one API and one dashboard to collect and pay out with mobile money in 22 African markets, and to issue Visa and Mastercard cards to your team, your customers and your AI agents.

No. Monerails is a technology company. Collections and payouts are processed by regulated partner institutions, which hold customer funds in safeguarded accounts. Cards are issued by a regulated partner institution under Visa or Mastercard network rules.

22 African markets: Cameroon, Gabon, Chad, Congo, Central African Republic, DR Congo, Côte d’Ivoire, Senegal, Benin, Togo, Burkina Faso, Ghana, Nigeria, Guinea, Guinea-Bissau, Gambia, Mali, Niger, Kenya, Uganda, Tanzania and Rwanda. Services and operators for each country are listed on our coverage page.

Yes. Create your account in a few minutes and try it free in test mode. Live mode opens after your business is verified.