What you can do in the Gambia
One Monerails account, one integration: here are the services open in the Gambia.
Collections
Accept Afrimoney through the API, on your website or in your app. The customer approves on their phone and the net amount lands on your GMD balance.
Payouts
Pay suppliers, staff and customers by Afrimoney, one by one or in bulk, with a status for every payout.
Settlements
Move your GMD balance to your business mobile money account whenever you want, priced like a payout.
Payment links
Create a link in seconds and share it by WhatsApp, SMS, email or QR code: your customer pays in the Gambia with their wallet, no website needed.
Virtual USD cards
Visa and Mastercard dollar cards for your team, your customers living in the Gambia and your AI agents, accepted online worldwide.
API and webhooks
A REST API, a free test mode, idempotent requests and signed webhooks. Country code: GM, currency: GMD.
Supported operators in the Gambia
Your customers pay from
You pay out to
Indicative list. The current list, with how each operator approves payments, is returned by the API:
GET /v1/operators?currency=GMDMobile money in the Gambia
The Gambia uses the dalasi (GMD). Amounts are sent in whole dalasis: in minor units (bututs), the amount is a multiple of 100. The Gambia is the default GMD country, so the country field is optional.
Use cases in the Gambia
Tourism and hospitality
Get bookings and deposits paid with Afrimoney or a payment link sent on WhatsApp.
Trade with Senegal
Collect in the Gambia in dalasis and in Senegal in XOF, through one integration.
Small teams
Pay your staff and contractors in the Gambia on Afrimoney, without cash.
How it works
Open your account
Create your account in minutes and get your test keys: test mode is free, with test numbers for every country we cover.
Integrate, or go no-code
Call POST /v1/collections with "currency": "GMD" from your server, or create a payment link from the dashboard, with no development.
Go live
Once your business is verified, your live keys collect and pay out in the Gambia. Every operation is confirmed by a signed webhook.
Pricing in the Gambia
Mobile money
| Operator | Collection | Payout |
|---|---|---|
| Afrimoney | 4% | 3% |
Public prices, the same in test mode and live mode. Every fee is shown before you confirm.
See the price listVirtual USD cards
Frequently asked questions
Which mobile money operators are available in the Gambia?
Afrimoney, for collections and payouts alike. The current list, with how each operator approves payments (PIN or one-time code), is returned by GET /v1/operators?currency=GMD&country=GM.
Which country code and amount format should I use?
The country code is GM, the default for GMD, so the country field is optional. GMD amounts are in minor units and must be multiples of 100 (whole units): "amount": 250000 means D2,500.
How much do collections and payouts cost in the Gambia?
Public prices per operator, as a percentage of the amount: Afrimoney: 4% per collection, 3% per payout. No subscription or setup fee, and every fee is shown before you confirm.
Can I issue virtual cards to people living in the Gambia?
Yes. Virtual Visa and Mastercard dollar cards are issued to cardholders living in the countries we cover, the Gambia included. A card costs $1, funding it is free, and it works online wherever Visa or Mastercard is accepted.
Neighbouring countries we cover
Documentation: docs.monerails.com/coverage · Collections guide
Ready to get started in the Gambia?
Open an account in minutes. Test mode is free, with no subscription.