What you can do in Congo-Brazzaville
One Monerails account, one integration: here are the services open in Congo-Brazzaville.
Collections
Accept MTN MoMo and Airtel Money through the API, on your website or in your app. The customer approves on their phone and the net amount lands on your XAF balance.
Payouts
Pay suppliers, staff and customers by MTN MoMo and Airtel Money, one by one or in bulk, with a status for every payout.
Settlements
Move your XAF balance to your business mobile money account whenever you want, priced like a payout.
Payment links
Create a link in seconds and share it by WhatsApp, SMS, email or QR code: your customer pays in Congo-Brazzaville with their wallet, no website needed.
Virtual USD cards
Visa and Mastercard dollar cards for your team, your customers living in Congo-Brazzaville and your AI agents, accepted online worldwide.
API and webhooks
A REST API, a free test mode, idempotent requests and signed webhooks. Country code: CG, currency: XAF.
Supported operators in Congo-Brazzaville
Your customers pay from
You pay out to
Indicative list. The current list, with how each operator approves payments, is returned by the API:
GET /v1/operators?currency=XAF&country=CGMobile money in Congo-Brazzaville
Do not mix up the two Congos: the Republic of the Congo (code CG) uses the XAF franc, DR Congo (code CD) the Congolese franc. For Brazzaville and Pointe-Noire, send "country": "CG" with an XAF currency. If you work on both banks of the river, one Monerails integration covers both countries, each with its own balance.
Use cases in Congo-Brazzaville
Schools and training
Collect tuition and registration fees by MTN MoMo or Airtel Money, with a payment link sent to each family.
Port logistics
In Pointe-Noire, pay hauliers and handlers to their wallet and keep a record of every payout.
Cross-river e-commerce
Collect in Brazzaville and Kinshasa with the same API, in XAF on one side and CDF on the other.
How it works
Open your account
Create your account in minutes and get your test keys: test mode is free, with test numbers for every country we cover.
Integrate, or go no-code
Call POST /v1/collections with "currency": "XAF", "country": "CG" from your server, or create a payment link from the dashboard, with no development.
Go live
Once your business is verified, your live keys collect and pay out in Congo-Brazzaville. Every operation is confirmed by a signed webhook.
Pricing in Congo-Brazzaville
Mobile money
| Operator | Collection | Payout |
|---|---|---|
| MTN MoMo | 4.5% | 3% |
| Airtel Money | 5.5% | 3% |
Public prices, the same in test mode and live mode. Every fee is shown before you confirm.
See the price listVirtual USD cards
Frequently asked questions
Which mobile money operators are available in Congo-Brazzaville?
MTN MoMo and Airtel Money, for collections and payouts alike. The current list, with how each operator approves payments (PIN or one-time code), is returned by GET /v1/operators?currency=XAF&country=CG.
Which country code and amount format should I use?
The country code is CG. XAF is shared by several countries: always send "country": "CG", otherwise it means Cameroon. XAF amounts are whole units, with no decimals: "amount": 5000 means 5,000 XAF.
How much do collections and payouts cost in Congo-Brazzaville?
Public prices per operator, as a percentage of the amount: MTN MoMo: 4.5% per collection, 3% per payout; Airtel Money: 5.5% per collection, 3% per payout. No subscription or setup fee, and every fee is shown before you confirm.
Can I issue virtual cards to people living in Congo-Brazzaville?
Yes. Virtual Visa and Mastercard dollar cards are issued to cardholders living in the countries we cover, Congo included. A card costs $1, funding it is free, and it works online wherever Visa or Mastercard is accepted.
In the same currency zone (CEMAC, XAF)
Documentation: docs.monerails.com/coverage · Collections guide
Ready to get started in Congo-Brazzaville?
Open an account in minutes. Test mode is free, with no subscription.