What you can do in the Central African Republic
One Monerails account, one integration: here are the services open in the Central African Republic.
Collections
Accept Orange Money through the API, on your website or in your app. The customer approves on their phone and the net amount lands on your XAF balance.
Payouts
Pay suppliers, staff and customers by Orange Money, one by one or in bulk, with a status for every payout.
Settlements
Move your XAF balance to your business mobile money account whenever you want, priced like a payout.
Payment links
Create a link in seconds and share it by WhatsApp, SMS, email or QR code: your customer pays in the Central African Republic with their wallet, no website needed.
Virtual USD cards
Visa and Mastercard dollar cards for your team, your customers living in the Central African Republic and your AI agents, accepted online worldwide.
API and webhooks
A REST API, a free test mode, idempotent requests and signed webhooks. Country code: CF, currency: XAF.
Supported operators in the Central African Republic
Your customers pay from
You pay out to
Indicative list. The current list, with how each operator approves payments, is returned by the API:
GET /v1/operators?currency=XAF&country=CFMobile money in the Central African Republic
The Central African Republic uses the XAF franc, like Cameroon, Gabon, Chad and Congo. Send "country": "CF" with your XAF requests. One operator is open today: the list returned by the API remains the reference, and it grows without you having to change your code.
Use cases in the Central African Republic
Humanitarian organisations
Send aid and allowances to Orange Money, with tracking per recipient and an export for your donors.
Regional suppliers
Collect from your customers in the Central African Republic on the same account as your sales in Cameroon or Chad.
Online spending
Pay for software, hosting and bookings from Bangui with a virtual dollar card, capped to its intended use.
How it works
Open your account
Create your account in minutes and get your test keys: test mode is free, with test numbers for every country we cover.
Integrate, or go no-code
Call POST /v1/collections with "currency": "XAF", "country": "CF" from your server, or create a payment link from the dashboard, with no development.
Go live
Once your business is verified, your live keys collect and pay out in the Central African Republic. Every operation is confirmed by a signed webhook.
Pricing in the Central African Republic
Mobile money
| Operator | Collection | Payout |
|---|---|---|
| Orange Money | 5.5% | 4.5% |
Public prices, the same in test mode and live mode. Every fee is shown before you confirm.
See the price listVirtual USD cards
Frequently asked questions
Which mobile money operators are available in the Central African Republic?
Orange Money, for collections and payouts alike. The current list, with how each operator approves payments (PIN or one-time code), is returned by GET /v1/operators?currency=XAF&country=CF.
Which country code and amount format should I use?
The country code is CF. XAF is shared by several countries: always send "country": "CF", otherwise it means Cameroon. XAF amounts are whole units, with no decimals: "amount": 5000 means 5,000 XAF.
How much do collections and payouts cost in the Central African Republic?
Public prices per operator, as a percentage of the amount: Orange Money: 5.5% per collection, 4.5% per payout. No subscription or setup fee, and every fee is shown before you confirm.
Can I issue virtual cards to people living in the Central African Republic?
Yes. Virtual Visa and Mastercard dollar cards are issued to cardholders living in the countries we cover, the Central African Republic included. A card costs $1, funding it is free, and it works online wherever Visa or Mastercard is accepted.
In the same currency zone (CEMAC, XAF)
Documentation: docs.monerails.com/coverage · Collections guide
Ready to get started in the Central African Republic?
Open an account in minutes. Test mode is free, with no subscription.