What you can do in Rwanda
One Monerails account, one integration: here are the services open in Rwanda.
Collections
Accept MTN MoMo and Airtel Money through the API, on your website or in your app. The customer approves on their phone and the net amount lands on your RWF balance.
Payouts
Pay suppliers, staff and customers by MTN MoMo and Airtel Money, one by one or in bulk, with a status for every payout.
Settlements
Move your RWF balance to your mobile money or bank account whenever you want, priced like a payout.
Payment links
Create a link in seconds and share it by WhatsApp, SMS, email or QR code: your customer pays in Rwanda with their wallet, no website needed.
Virtual USD cards
Visa and Mastercard dollar cards for your team, your customers living in Rwanda and your AI agents, accepted online worldwide.
API and webhooks
A REST API, a free test mode, idempotent requests and signed webhooks. Country code: RW, currency: RWF.
Supported operators in Rwanda
Your customers pay from
You pay out to
Indicative list. The current list, with how each operator approves payments, is returned by the API:
GET /v1/operators?currency=RWFMobile money in Rwanda
The Rwandan franc (RWF) is sent with no decimals. Rwanda is the default RWF country, so the country field is optional. For a team already active in French-speaking Africa, Rwanda plugs into the same integration as Cameroon or Senegal.
Use cases in Rwanda
Startups and digital services
Collect from Rwandan users with MTN MoMo or Airtel Money and confirm each payment with a signed webhook.
Events and conferences
Sell registrations and tickets through a payment link shared by email, SMS or QR code.
Regional teams
Pay your staff in Kigali and neighbouring countries from a single account.
How it works
Open your account
Create your account in minutes and get your test keys: test mode is free, with test numbers for every country we cover.
Integrate, or go no-code
Call POST /v1/collections with "currency": "RWF" from your server, or create a payment link from the dashboard, with no development.
Go live
Once your business is verified, your live keys collect and pay out in Rwanda. Every operation is confirmed by a signed webhook.
Pricing in Rwanda
Mobile money
Collection and payout fees in Rwanda are published country by country on the price list, with no subscription or setup fee: see the price list. Every fee is shown before you confirm.
See the price listVirtual USD cards
Frequently asked questions
Which mobile money operators are available in Rwanda?
MTN MoMo and Airtel Money, for collections and payouts alike. The current list, with how each operator approves payments (PIN or one-time code), is returned by GET /v1/operators?currency=RWF&country=RW.
Which country code and amount format should I use?
The country code is RW, the default for RWF, so the country field is optional. RWF amounts are whole units, with no decimals: "amount": 5000 means 5,000 RWF.
Do I need a website to collect in Rwanda?
No. A Monerails payment link opens a page where your customer chooses MTN MoMo or Airtel Money, enters their number and approves. You share it by WhatsApp, SMS, email or QR code, and every payment shows up in your dashboard.
Can I issue virtual cards to people living in Rwanda?
Yes. Virtual Visa and Mastercard dollar cards are issued to cardholders living in the countries we cover, Rwanda included. A card costs $1, funding it is free, and it works online wherever Visa or Mastercard is accepted.
Neighbouring countries we cover
Documentation: docs.monerails.com/coverage · Collections guide
Ready to get started in Rwanda?
Open an account in minutes. Test mode is free, with no subscription.