What you can do in Niger
One Monerails account, one integration: here are the services open in Niger.
Collections
Accept Airtel Money, Moov Money, Amanata, Nita and Zamani Cash through the API, on your website or in your app. The customer approves on their phone and the net amount lands on your XOF balance.
Payouts
Pay suppliers, staff and customers by Airtel Money, Moov Money, Amanata, Nita and Zamani Cash, one by one or in bulk, with a status for every payout.
Settlements
Move your XOF balance to your business mobile money account whenever you want, priced like a payout.
Payment links
Create a link in seconds and share it by WhatsApp, SMS, email or QR code: your customer pays in Niger with their wallet, no website needed.
Virtual USD cards
Visa and Mastercard dollar cards for your team, your customers living in Niger and your AI agents, accepted online worldwide.
API and webhooks
A REST API, a free test mode, idempotent requests and signed webhooks. Country code: NE, currency: XOF.
Supported operators in Niger
Your customers pay from
You pay out to
Indicative list. The current list, with how each operator approves payments, is returned by the API:
GET /v1/operators?currency=XOF&country=NEMobile money in Niger
Niger offers one of the most varied operator lists covered by Monerails, including transfer services with deep local roots. Send "country": "NE" with XOF. Each operator has its own public price, shown below.
Use cases in Niger
Transfers and local payments
Pay recipients on the service they already use, across five operators.
Niger–Nigeria trade
Collect in Niger in XOF and pay your Nigerian suppliers in naira from the same account.
Social programmes
Send cash transfers at scale, with a unique key to prevent duplicates.
How it works
Open your account
Create your account in minutes and get your test keys: test mode is free, with test numbers for every country we cover.
Integrate, or go no-code
Call POST /v1/collections with "currency": "XOF", "country": "NE" from your server, or create a payment link from the dashboard, with no development.
Go live
Once your business is verified, your live keys collect and pay out in Niger. Every operation is confirmed by a signed webhook.
Pricing in Niger
Mobile money
| Operator | Collection | Payout |
|---|---|---|
| Airtel Money | 5% | 2.5% |
| Moov Money | 5% | 4.5% |
| Amanata | 5% | 4.5% |
| Nita | 5% | 4.5% |
| Zamani Cash | 5% | 4.5% |
Public prices, the same in test mode and live mode. Every fee is shown before you confirm.
See the price listVirtual USD cards
Frequently asked questions
Which mobile money operators are available in Niger?
Airtel Money, Moov Money, Amanata, Nita and Zamani Cash, for collections and payouts alike. The current list, with how each operator approves payments (PIN or one-time code), is returned by GET /v1/operators?currency=XOF&country=NE.
Which country code and amount format should I use?
The country code is NE. XOF is shared by several countries: always send "country": "NE", otherwise it means Senegal. XOF amounts are whole units, with no decimals: "amount": 5000 means 5,000 XOF.
How much do collections and payouts cost in Niger?
Public prices per operator, as a percentage of the amount: Airtel Money: 5% per collection, 2.5% per payout; Moov Money: 5% per collection, 4.5% per payout; Amanata: 5% per collection, 4.5% per payout; Nita: 5% per collection, 4.5% per payout; Zamani Cash: 5% per collection, 4.5% per payout. No subscription or setup fee, and every fee is shown before you confirm.
Can I issue virtual cards to people living in Niger?
Yes. Virtual Visa and Mastercard dollar cards are issued to cardholders living in the countries we cover, Niger included. A card costs $1, funding it is free, and it works online wherever Visa or Mastercard is accepted.
In the same currency zone (UEMOA, XOF)
Documentation: docs.monerails.com/coverage · Collections guide
Ready to get started in Niger?
Open an account in minutes. Test mode is free, with no subscription.